Hi Zach,
My boat is a 1979 model and it does not have an access panel in the location shown. Just a thought... It looks like your floor (sole for the purists) has been redone and perhaps there were previous issues identified and the panel added so the area could be monitored.
I have a similar issue where there is always some water in the bilge. Two years ago while on the hard, I pulled out the generator and forgot to plug the diesel line, anyways about a gallon drained into the bilge. I did not know it at the time and when I came back to the boat I was surprised when I saw outside the boat, diesel at the base of the keel where the hollow part at the end starts to mate with the solid part. About 6 inches up I located a pinhole with diesel draining from it... coming from the gallon in the bilge. I was assuming the water in the bilge was coming top down not bottom up.
Perhaps if you live in a northern climate where your boat gets pulled seasonally, you could put some water in the bilge and see if it starts draining from some pinhole or other historical damage somewhere below the waterline that needs some revisiting.
Sorry if some think this idea is stupid..
7165